Specialized Invoice Financing for Diverse Technology Solutions

Capital Now
Now Funding Your Technology Services.

What is it?

Capital Now is your go-to partner for invoice financing, specifically designed for technology services companies in Western Canada. From cybersecurity for infrastructure to 3D scanning services and software development, we've got you covered. Founded in Calgary in 2008, we've funded over $255 million in working capital to help tech companies like yours thrive.

Who We Serve

We specialize in funding a wide range of technology services:

  • Cybersecurity: For telecommunications companies and critical infrastructure.

  • 3D Scanning Services: For engineering design, manufacturing, or compliance.

  • Corporate Education: Online or in person training solutions for businesses.

  • Security Systems: Physical security solutions or consulting.

  • Marketing Services: Digital and traditional marketing services.

  • Software and Platform Development: For any industry

What is Invoice Financing?

Invoice financing is a quick and efficient way to turn your unpaid invoices into immediate cash. We buy your invoices and send you the funds today, allowing you to focus on what you do best—innovating in the tech industry.

Why Choose Us

  • Industry Expertise: Our portfolio includes clients from diverse tech sectors, making us well-versed in your specific needs.

  • Fast Approval: Get approved in hours, not days.

  • Debt-Free Financing: No loans, no debt, just a straightforward transaction that turns your invoices into cash.

How Does It Work?

  • Submit Your Invoices: Send us the invoices you wish to factor.

  • Quick Approval: Our decision is based on the quality of your work and your customer's creditworthiness.

  • Immediate Funding: Once approved, funds are sent directly to your business bank account by EFT every two hours throughout the business day.

What are the Benefits for Tech Companies?

  • Improve Cash Flow: Use the immediate funds to invest in R&D, hire talent, or upgrade your infrastructure.

  • No Credit Risk: Our decision is not based on your credit rating but on the quality of your work and the creditworthiness of your customer.

  • Focus on Growth: With your finances sorted, you can focus on what you do best, keeping your customers happy and scaling your business.

Frequently Asked Questions

  • No, the invoices you sell is totally up to you. You can request funding as required.

  • You can request funding as frequently as daily; our funding limits are based on your production.

  • Companies often use factoring for operational and periodic expenses or large expenditures such as equipment purchasing, acquisitions, or business expansions that would typically require debt.

  • No, invoice factoring will not affect your credit rating. In fact, it doesn’t affect your debt service ratios or borrowing capacity, as it is not a loan.

  • No, factoring is not debt, and it does not show up as debt on your balance sheet; it is an off-book transaction.

  • We're familiar with various accounting software and can work with you to sort things out.

  • We only interact with your customer's accounting department, ensuring a seamless experience.

Cash flow is a financial stress that can be overwhelming. Capital Now will fund your production, so you can get paid today and get back to focusing on  growing your business.