Get your liquor receivables paid today.

Capital Now
Now Funding Your Liquor Production.

What is it?

Distillery and Craft Brewery factoring is a process in which Capital Now buys your liquor receivables. We advance you funds based on the product you’ve delivered. We send you cash same today, and we get repaid when your customer pays for the product.

How does it work?

As a Canadian distillery or craft brewery, you know that managing cash flow is crucial to keeping your business running smoothly. However, waiting for payment from customers can be a challenge, and that’s where our invoice financing services come in.

At Capital Now, we specialize in purchasing receivables from distilleries and craft breweries in Canada. Our factoring services allow you to get paid faster and free up your cash flow for other business expenses. Instead of waiting 30, 60, or even 90 days for payment, you can receive cash for your invoices within 24 hours.

The process of purchasing accounts receivable, called factoring, is simple and straightforward.

Factoring, or invoice discounting, is a financial service that provides businesses with an alternative way to get paid faster for their invoices. It involves selling your accounts receivables to a factoring company, such as Capital Now, in exchange for immediate cash.

We offer invoice factoring to all sizes of businesses, allowing you to get quick payment for your product sales and invest in your operations.

1. You provide us with your outstanding invoices from your customer.

2. We review the invoices and determine their value. We offer to purchase your invoices from you, and we advance you a percentage of their total value.

3. We get repaid by collecting the payment from your customer on the invoices that we purchased from you.

4. Once we receive payment from our customer, we pay you the remaining amount of the invoice (minus any price protection or chargebacks by your customer), minus our fee.

Who are we?

Capital Now is a Calgary-based capital provider with over 20 years of experience servicing all industries. We’ve helped hundreds of companies take back control of their cash flow, and now we want to help you. Based on what we’ve learned by working with cannabis companies over the last eighteen months, we hope that you will find factoring to be a great tool for your business as well.

What are we offering?

We’re offering instant liquidity. Without debt. Without equity. 

Everyone needs operating capital occasionally, and we’re prepared to provide you with Capital, Now.

Get started today and experience the benefits of our factoring solutions. Contact us now to learn more about our liquor financing options.

Deal size

We help fund Distilleries and Craft Breweries in Canada doing between $25,000 and $2,000,000 of business per month. Still, we’d love to hear from you if you have a special requirement.

Frequently Asked Questions

  • Our process and requirements are different from a bank’s. While banks typically provide credit lines to businesses based on their credit history, we take multiple factors into consideration. We are interested in the value of your invoices and the quality of your product, regardless of how long you’ve been in business or your credit.

  • No, the invoices you sell are totally up to you. You can request funding as required.

  • You can request funding as frequently as daily; our funding grows with the volume of product you can produce and sell to liquor boards or distributors.

  • Big to small companies often use factoring for operational and periodic expenses or large expenditures such as equipment purchasing, acquisitions, or business expansions that would typically require debt or dilution.

  • Speed - Clients get money in their bank accounts within hours from the time we verify their proof of delivery.

    All In Fee Structure - We only have one fee so our clients never have any surprises. That means we never charge admin fees, schedule fees, reporting fees, or wire fees.

    Experience - We have been factoring for over 20 years.

  • Your purchase order converts to an invoice and becomes payable by the distributor once you have delivered your product. It is at this point of delivery that Capital Now will fund your invoice (delivered PO).

  • No, invoice factoring will not affect your credit rating. In fact, it doesn’t affect your debt service ratios or borrowing capacity, as it is not a loan.

  • No, factoring is not debt, and it does not show up as debt on your balance sheet; it is an off-book transaction.

Cash flow is a financial stress that can be overwhelming. Capital Now will fund your production, so you can get paid today and get back to focusing on  growing your business.